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Before negotiating a lower interest rate, do your homework Before negotiating a lower interest rate, do your homework

Before negotiating a lower interest rate on your home loan, it pays to do your homework

Should you go for a fixed-rate or variable-rate mortgage?

Should you go for a fixed-rate or variable-rate mortgage? Should you lock yourself into a fixed-rate mortgage or opt for a variable-rate mortgage? Read on to find out ... Read more

Redraw Facility Explained With Tips to Lower Your Mortgage

A large percentage of home loans now offer a redraw facility, so what is it, how does it work, and what should you look out for? ... Read more

Is refinancing right for you?

Is refinancing right for you? Let's explore some of the factors you need to consider before taking the plunge and refinancing your home loan. ... Read more

Refinance Mortgages

  • editor's choice: Basic variable loan

    While the comparison rate can be a useful tool, Your Mortgage has gone even further and developed its own method to uncover the true cost of a mortgage. We show you how you could s ... Read more

  • 7 ways to shred your mortgage

    The current falling interest rates provide the perfect environment to help you reduce your debt. Genavieve Zoeller reveals practical strategies to help you pay off your mortgage in ... Read more

  • What to do when lenders fail to pass on the rate cuts?

    Despite the recent massive rate cuts by the Reserve Bank of Australia, Your Mortgage readers, Tim and Jayne O'[Grady, are still not getting the benefits of the lower rates. We aske ... Read more

  • On the Way Out

    Exit fees are the costs you face to get out of your home loan. They're a fact of life. They can be complicated, confusing and expensive. Your Mortgage looks at exit fees and what ... Read more

  • Refinancing yields lower rate, lower repayments

    Case study: Mandy Bean's decision to stay with her current lender saved her thousands in exit costs Read more

  • Refinancing myths and reality checks

    Genavieve Zoeller looks at the most common refinancing myths and shows you how to avoid them Read more

  • Smart refinancing strategies

    If you're not getting a competitive deal, moving to a new loan or new lender could be on the cards. Sarah Megginson reveals practical tips to ensure you come out ahead when refinan ... Read more

  • The Refinancing Dilemma

    Interest rates have fallen dramatically, making it a good time to refinance your mortgage, right? It depends on which experts you ask. Kit Kadlec reports on what signs you should l ... Read more

  • On the way out

    If you're starting to feel your mortgage no longer 'fits the bill' and are thinking about switching, you need to be aware of the string of exit fees on the way out. Read more

  • Home loan fee fest

    Establishment fees, lenders mortgage insurance, stamp duty, conveyancing fees, inspection fees and ongoing fees - where does it end? Read more

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Get help choosing the right home loan

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check you have the right interest rate, but make sure that you're getting the right features in your home loan.

Just fill in a few details below and we'll arrange for a local expert Aussie Mortgage Broker to contact you and work out what features or types of loans are right for your needs. We'll even help you with the paperwork. Plus, our mortgage broking service is at no cost to you.

Compare home loans offered by 20 banks and lenders

terms & conditions

  • Purpose of mortgage
  • Household Income
  • How much do you want to borrow?
  • How much deposit do you have?
  • How much is your house worth?
  • How much do you still owe on your mortgage?
  • What type of mortgage do you have?

  • How much is your new home?
  • How much do you want to borrow?
  • How soon do you want a mortgage?
  • Where do you live?
  • First name:
  • Last name:
  • Phone number:

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