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I’ve heard that my margin loan will make it harder for me to be approved for a property loan. Is that right?
Heidi Armstrong from State Custodians looks at bidding at a property auction. ... Read more
My husband and I have been discussing our renovation plans for two years. Over time our plans have evolved from just a minor cosmetic upgrade (redoing the bathroom and kitchen) to plans which now inv ... Read more
I have an existing line of credit with an available limit of over $300,000. Are there any issues with drawing down on my line of credit to fund my home renovations? ... Read more
Home loan specialist Heidi Armstrong answers your home loan questions... Read more
Heidi Armstrong has over 25 years' experience in home lending and is here to answer all your questions in this monthly forum. Read more
Heidi Armstrong answers your questions... Read more
I have read somewhere that setting up a loan with half monthly repayments then paying fortnightly can save a lot of interest. Can you please explain? What should I instruct the ban ... Read more
Financing a house boat purchase Read more
Offset vs redraw. There are several loan products available that seem ideal for me but have no offset account. Although an offset account is not essential for my home loan, it woul ... Read more
What should I do so that the property I own in Australia has 'rental returns' that cover at least 60% of the mortgage repayments? Also,what type of property would be the best to bu ... Read more
I have been reading conflicting reports about how easy or difficult it is to get a lo doc home loans since the whole credit crisis hit ... Read more
I am a new home buyer considering taking up an interest only loan. Read more
We have always done all our banking and had our home loan with the same bank but I am worried we are not getting the most competitive deal on our home loan. Read more
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Ratebusters
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Buying your first property
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Property Investing with Property Secrets
Hi, we are buying a new (more expensive) home, having just sold our current home ... Read more
Hi, Does anyone have any information on how much it costs to strata-title a pr ... Read more
Hi, I have joined a property investment group, and they have recommended buying ... Read more