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27/06/2008 |
Comparison rates
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I’m thinking of taking out a home loan of approximately $300,000 and I want to know how comparison rates are calculated.
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27/06/2008 |
Portable loans
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I would like to know if there is such a thing as transferring loans.
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27/06/2008 |
Undervalued
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When I asked the lender if I could have a second opinion on my valuation they said no. Was I entitled to a second opinion?
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23/05/2008 |
Offset accounts
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I have an investment property and an interest-only investment loan @ 90% loan to value ratio (LVR). An offset account was also created when the loan was created. Am I able to put my own money into the offset account without having any tax implications if I take it back out?
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23/05/2008 |
Empty pockets
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Should I pay interest-only and change to a line of credit?
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31/03/2008 |
100% offset versus line of credit
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I’m unsure as to whether a revolving line of credit loan has anything over the 100% offset, given the same interest-reducing mechanism seems to be a feature of both.
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31/03/2008 |
Timing issues
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What happens if lender charges interest before you deposit income into your loan account?
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31/03/2008 |
Application blues
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Various questions as to relevant considerations in obtaining a home loan
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5/03/2008 |
Interest-only versus offset/all-in-one
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I’m thinking of buying my first investment property. I have only just started working full-time following the completion of my uni degree and have decided to spend about $300,000 . . . My question is, would you recommend an interest-only loan, or an all-in-one loan
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5/03/2008 |
Put it in the bank?
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Our home loan is currently with a bank. My husband sought advice from them and they said it would be better if he put all of his income into the home loan and I do the same.
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15/02/2008 |
LMI refund
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Is it true that if you refinance or you pay out your mortgage within the three years, you’re entitled to a refunded portion of the mortgage insurance paid?
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15/02/2008 |
Interest-only loans
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Can you tell me about interest-only loans and over what period borrowers can simply repay interest, and not the principal amount of a loan?
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