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Tapping into the bank of mum and dad: risks and safeguards Tapping into the bank of mum and dad: risks and safeguards

With house prices continuing to climb, many young adults are increasingly turning to the “bank of mum and dad” to afford their first homes

Treasurer: The government will tackle housing affordability

The government recently announced it would take on one of its biggest challenges—putting housing within the reach of more young adults and first-home buyers ... Read more

APRA wants lenders to screen potential borrowers more thoroughly

APRA wants lenders to tighten their lending criteria and extract more detailed information about borrowers’ incomes and expenses ... Read more

NAB blacklists Mackay and surrounding areas

NAB has effectively priced itself out of Mackay, telling mortgage brokers that borrowers now needed a 30% deposit to qualify for a home loan ... Read more


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It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. There is so much more to consider, such as: Can the loan be interest only? Does it have an offset or redraw account? And is there flexibility to make additional repayments and pay off your loan sooner?

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