Independent Mortgage Website
Property is Catherine Lezer’s passion. She owns nine properties of her own and has a fundamental understanding of how the property market works.
Most people buy a property with their partner. Some people buy with a friend. Some with a brother or sister. Great idea as pooling deposit and more income gets you a property you couldn’t buy as a single person.
When a couple divorces it is important for all parties to understand the options and the consequences of what to do with joint property.
This sounds very odd: but shopping around for a competitive mortgage can have unforeseen negative consequences (unless you use a good mortgage broker that is).
When you take out a mortgage, the mortgagor – that’s you - is given a booklet called “standard mortgage provisions” or something similar.
Despite how it sounds “Mortgage Insurance” is an insurance that insures the LENDER if something goes wrong with your loan. The mortgagor i.e. the person taking out the loan, does not benefit from this insurance, but they do have to pay the ...
This is a pretty important read for anyone considering the option of fixing their home loan interest rate.
If your folks are like mine they worked hard all their lives to pay off the house, and provide for the family, and now in retirement they barely make ends meet. Unlike us, they generally have little or no superannuation and are unlikely to ...
A huge change has taken place in banking technology. Some banks, not all, now use computers to make the decision whether to lend to you or not. Ho hum I hear you say, computers have been deciding on credit cards and personal loans for yea ...
If you more familiar with KFC than the GFC: read on for how the GFC is impacting you now and you probably don’t realize it!
Whether to fix your property loan is a big topic. Here are points to consider.
Valuations - Part 2
Buying your first property
When to refinance?
Building an impressive investment portfolio
New ABS statistics reveal that nearly three in four Western Australians plan to ...
Forget the dull gardening shows on Sunday TV, landscaping is highly important fo ...
A leading national mortgage broking group has claimed that many Australians curr ...