Your Mortgage

Australia's Only
Independent Mortgage Magazine

Compare Interest Rates

It's important to not only check the best rates, but make sure that you're getting the right features in your home loan.
 
0.5% off your home loan rate could save you as much as $50,000! (based on a $500,000 loan)

Why not let Your Mortgage help you compare the best loans? Just fill in a few details below, and we'll arrange for one of our trusted mortgage advisers to help you work out what features or types of products are best for your needs.
Your Mortgage
  • Purpose of mortgage
  • How much (approximately) do you want to borrow?
    $
  • What type of mortgage do you want?
  • Repayment method

  • Where is the property located?
  • How soon do you want a mortgage?
Your details
  • Title:
  • First name:
  • Last name:
  • Where do you live?:
  • Phone number:
  • E-mail address:
    Your report will be sent to this address.

MyRate

6.27%
  • Low Rate Fixed Home loan
  • No Lender Fees or Charges

State Custodians

6.36%
  • Award winning Home Loan
  • CANSTAR CANNEX 5 Star Winner

Resi

5.75%
  • Super Low Rate
  • No Application Fees

Homeloans

6.60%
  • Australia’s Best Non-Bank Lender
  • Rates from 6.60%!

Home Loan HQ

6.35%
  • $500 cashback on settlement
  • 1300 loanHQ

Ratebusters

6.33%
  • Mortgage of the Year 5 times!
  • Apply online today!

V PLus

6.14%
  • No upfront or on-going fee
  • Fully featured home loan
* above rates are comparison rates - $250,000 over 25 years

Basic Variable Home Loans

Basic Variable Loans – as the name would suggest, basic variable loans are the no-frills loans carrying the lowest interest rates but with minimum features. Basic variable loans are suitable for homebuyers or investors who want the lowest rate and don’t need flexibility with their loans. ... Read more about basic variable home loans

Our specially designed search feature below will help you find a loan that's just right for your needs.

  • Loan types



  •
  • Loan purpose
  • Loan amount
  • $
  • Loan period
  • years

HOME LOAN HELP

Your search found the following loans:
Loan Type : Basic variable
Loan purpose : ALL
Loan amount : $250,000
Loan period : 25 years
compareclear Institution Products Initial
Interest Rate 		Default Variable /
Roll Rate 		Comparison Rate Monthly Repayment Total Startup Cost Type Of Repayment High LVR Premium
Motion Direct Balanced Variable Home Loan 6.39% 6.42% 6.43% $1670.87 $910.00 pi 95 More Info
Community CPS Australia Basic Variable Home Loan 6.44% 6.56% $1678.66 $1240.00 pi 95 More Info
Reduce Home Loans Reduce Basic Variable 6.45% 6.45% $1680.22 $0.00 io/pi 93 More Info
Reduce Home Loans Reduce Standard Variable 6.45% 6.45% $1680.22 $0.00 io/pi 65 More Info
Newcastle Permanent Bldg Society Real Deal Home Loan 6.47% 6.49% $1683.33 $500.00 io/pi 95 More Info
State Custodians SCMC Breathe Easy Home Loan 6.47% 6.27% 6.36% $1683.33 $0.00 io/pi 95 More Info
Commonwealth Bank Base Variable 3 year Special Economiser/Rate Saver 6.49% 6.80% 6.77% $1686.46 $150.00 io/pi 97 More Info
AMP Basic Variable Rate Loan 6.52% 6.56% $1691.14 $895.00 io/pi 90 More Info
Heritage Bank Basic Variable 6.53% 6.56% $1692.71 $600.00 pi 95 More Info
CUA Basic Variable >$250K 6.54% 6.57% $1694.27 $795.00 io/pi 97 More Info
IMB Ltd IMB Budget Home Loan 6.57% 6.65% $1698.97 $323.74 io/pi 95 More Info
MECU Limited Basic Home Loan 6.58% 6.66% $1700.54 $595.00 pi 95 More Info
SCU Basic Home Loan 6.59% 6.62% $1702.10 $747.00 pi 95 More Info
Community First CU TrueBasic Home Loan 6.59% 6.64% $1702.10 $1088.00 pi 95 More Info
Easy Street FS Basic Variable 6.59% 6.61% $1702.10 $500.00 pi 95 More Info
BankWest Bankwest Premium Home Loan 6.60% 6.63% $1703.67 $760.00 io/pi 95 More Info
ANZ Bank ANZ Simplicity Plus 6.60% 6.6% $1703.67 $0.00 io/pi 97 More Info
RAMS Home Loans RAMS Low Rate 6.60% 6.64% $1703.67 $1020.00 pi 95 More Info
ING Direct ING Direct Mortgage Simplifier 6.62% 6.63% $1706.81 $220.00 io/pi 95 More Info
Quick Direct Quick Direct Options Plus 6.63% 6.63% $1708.38 $0.00 io/pi 80 More Info
COMPARECLEAR
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