Your Mortgage

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Independent Mortgage Magazine

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Looking for a home loan that's right for you?
 
At Mortgage Choice we understand that everyone’s needs and circumstances are different.
 

That’s why we search 300+ home loans offered by 20+ banks and lenders to find a home loan that’s right for you. We even do the running around and the paperwork. Plus, there is no charge for our service.

If you're looking for a home loan, we're here to help. Please complete the form below and a Mortgage Choice representative will book an appointment with one of our local Mortgage Choice brokers.
Your Mortgage
  • Purpose of mortgage
  • How much (approximately) do you want to borrow?
    $
  • What type of mortgage do you want?
  • Repayment method

  • Where is the property located?
  • How soon do you want a mortgage?
Your details
  • Title:
  • First name:
  • Last name:
  • Where do you live?:
  • Phone number:
  • E-mail address:

MyRate

5.95%
  • Low Rate Fixed Home loan
  • No Lender Fees or Charges

Ratebusters

5.99%
  • Mortgage of the Year 5 times!
  • Apply online today!

State Custodians

6.09%
  • Award winning Home Loan
  • CANSTAR CANNEX 5 Star Winner

Loans.com.au

5.68%
  • Australia's leading online lender
  • 100% Redraw offset facility

Home Loan HQ

5.80%
  • $600 cashback on settlement
  • 1300 loanHQ

V PLus

5.93%
  • No upfront or on-going fee
  • Fully featured home loan

Homeloans

6.60%
  • Australia’s Best Non-Bank Lender
  • Rates from 6.60%!
* above rates are comparison rates - $250,000 over 25 years

Basic Variable Home Loans

Basic Variable Loans – as the name would suggest, basic variable loans are the no-frills loans carrying the lowest interest rates but with minimum features. Basic variable loans are suitable for homebuyers or investors who want the lowest rate and don’t need flexibility with their loans. ... Read more about basic variable home loans

Our specially designed search feature below will help you find a loan that's just right for your needs.

  • Loan types



  •
  • Loan purpose
  • Loan amount
  • $
  • Loan period
  • years

HOME LOAN HELP

Your search found the following loans:
Loan Type : Basic variable
Loan purpose : ALL
Loan amount : $250,000
Loan period : 25 years
compareclear Institution Products Initial
Interest Rate 		Default Variable /
Roll Rate 		Comparison Rate Monthly Repayment Total Startup Cost Type Of Repayment High LVR Premium
Community CPS Australia Basic Variable Home Loan 6.14% 6.26% $1632.22 $1240.00 pi 95 More Info
Newcastle Permanent Bldg Society Real Deal Home Loan 6.26% 6.28% $1650.72 $500.00 io/pi 95 More Info
State Custodians SCMC Breathe Easy Home Loan 6.27% 6.02% 6.15% $1652.27 $550.00 io/pi 95 More Info
AMP Basic Variable Rate Loan 6.27% 6.31% $1652.27 $895.00 io/pi 90 More Info
MECU Limited Basic Home Loan 6.28% 6.36% $1653.81 $595.00 pi 95 More Info
IMB Ltd IMB Budget Home Loan <=80% LVR 6.29% 6.38% $1655.36 $503.74 io/pi 80 More Info
RAMS Home Loans RAMS Low Rate 6.30% 6.34% $1656.91 $870.00 io/pi 95 More Info
ANZ Bank ANZ Simplicity Plus 6.35% 6.35% $1664.66 $0.00 io/pi 97 More Info
Citibank Basic Variable LVR 80.01%-85% 6.35% 6.38% $1664.66 $649.00 io/pi 90 More Info
Bank SA Basic Home Loan Promotional Rate 6.37% 6.42% $1667.77 $1100.00 io/pi 95 More Info
Homeloans Homeloans Ultra 6.37% 6.4% $1667.77 $790.00 io/pi 95 More Info
Heritage Bank Basic Variable 6.38% 6.41% $1669.32 $600.00 pi 95 More Info
Motion Direct Balanced Variable Home Loan 6.39% 6.42% 6.43% $1670.87 $910.00 pi 95 More Info
Teachers Credit Union Solutions Plus Home Loan 6.39% 6.42% $1670.87 $600.00 io/pi 95 More Info
Bank Of Melbourne Basic Home Loan 6.41% 6.44% $1673.99 $600.00 io/pi 95 More Info
ING Direct ING Direct Mortgage Simplifier 6.42% 6.43% $1675.54 $220.00 io/pi 95 More Info
Reduce Home Loans Reduce Basic Variable 6.44% 6.44% $1678.66 $0.00 io/pi 95 More Info
Reduce Home Loans Reduce Standard Variable 6.44% 6.44% $1678.66 $0.00 io/pi 95 More Info
Westpac Bank Flexi First Option Home Loan 6.44% 6.47% $1678.66 $600.00 io/pi 97 More Info
Horizon Credit Union Basic Home Loan 6.45% 6.52% $1680.22 $930.00 pi 95 More Info
COMPARECLEAR
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