For a lot of people, the thought of moving houses is a daunting prospect. There are so many decisions to make: what property to buy, how much to borrow and whether you sell first then buy or vice versa. And that's just for starters. We haven't even looked at what to do with your mortgage.

To help you navigate this intimidating process, this issue of Your Mortgage magazine, has compiled the best and most practical guide to upgrading your home. We walk you through the issues you need to take into account before you put a For Sale sign in front of your house. From property considerations to cost and mortgage, we've covered all the essential aspects of moving up the property ladder. If you're planning to downsize rather than upgrade, you'd find this guide indispensable as well.

Our article on refinancing is also handy if you decide to leave your mortgage behind. This step-by-step guide will help you avoid refinancing traps and save thousands on interest and mortgage costs.

If you can't bear the thought of selling your old home, you can turn it into a rental property. This way, you can earn some rental income along the way. But before you step into this new venture, read our article on converting your home into investment property to learn about the downsides and upsides of this decision.

The critical aspect of buying property in the current rising market is also explained in detail in our article on the subject with our experts sharing their hottest tips on how to grab the best deal and avoid being taken for a ride by real estate agents.

If you're a first homebuyer looking to get into the property market, you'll find our articles in this special section useful in helping you navigate the mortgage maze. From loan types, to loan features and structures, we've got everything covered to ensure the mortgage you pick meets all your needs and requirements. 

With interest rates continuing to rise in tandem with surging property prices, taking that next step now whether upgrading, downsizing or buying your first home could be the best decision you make this year.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker