We then look at how to choose the best lender for your circumstances, from traditional banks to non-bank and non-conforming lenders, through to the mortgage intermediaries such as mortgage brokers. There's also a look at what impact interest rates have on loan choice and the questions you should ask your lender about the loan you choose.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker