Whether you are saving for a car, a home or your mortgage repayments, it is essential to consciously remind yourself of your goals from month to month. The bigger picture often makes the smaller sacrifices easier.
 
Making your mortgage repayments is an obvious priority, although school fees and lifestyle needs are also important. Make sure your savings plan does not lock your money in a long term saving policy so you can allow for these expenses.
 
To find out proven strategies to help you save without pain, read the latest issue of Your Mortgage Magazine out on sale now.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan