Fixed interest rates of non-major bank RAMS Financial have declined, including its one, two, three, four, five and 10-year fixed term loans.

The lender’s official website stated current discounts are 0.10% p.a. off one, two, three, four and five years, while interest is paid annually in advance.

Moreover, it said that the comparison rates provided for each of the home loan products were based on a secured loan of $150,000 over a term of 25 years.
 
Fixed rate home loan   1-year 2-year 3-year 4-year 5-year 10-year
Interest rate 4.75% 4.79% 4.89% 5.19% 5.19% 6.36%
Comparison rate 5.82% 5.74% 5.70% 5.75% 5.71% 6.48%
Self-Employed Low Doc Fixed Rate Home Loan Interest rate 5.05% 5.09% 5.19% 5.49% 5.49% 6.69%
Comparison rate 6.23% 6.15% 6.09% 6.13% 6.09% 6.80%
 

With interest rates at their lowest for more than 50 years, there are some great rates available. The best thing to do is to compare rates from all the lenders. Let us help take the leg work out of doing this - Compare Home Loans now