One of the overwhelming challenges in taking on a home loan is coping with interest. With interest rates edging higher, borrowers are looking even harder for ways to reduce their financial burden.

One highly effective route, if done properly, is through offset facility. Offset accounts are one of the simplest ways to reduce your mortgage and the term of your loan, without making changes to your current spending habits and budgets.

Read the latest issue of Your Mortgage magazine to find out how to maximise the benefit of this facility.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker