Whether you're a first homebuyer, own your own home already or are looking to invest, YMM has found the perfect loan for you - whether it's with a bank, non-bank, building society or credit union. We uncover the pick of the litter for all types of mortgages, be they variable or fixed rate. So which is the best of the banks? Does personalised service weigh in more heavily than super low rates? Are the non-banks still a lending force to be reckoned with? Grab a copy of YMM's awards special issue for a complete wrap up of the Best Bank, Best Building Society or Credit Union, Best Non-Bank, Best New Product and of course our highest honours, the Mortgage of the Year.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan