Loans.com.au has introduced a 4.99% (comparison rate 5.04%) SMSF-only product.

The new interest rate applies for residential investment property refinances and purchases, with an LVR of up to 80%.

The offering includes fees of $970.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan