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It's generally not something people like to think about, but the fact is that many Australians are underinsured. Recent surveys indicate that up to 70% of Australian homes are underinsured. YMM examines why this is the case and what you can do about it. From home and contents insurance to lenders mortgage insurance and income protection - some or all of these will be applicable to you. What does each insurance option cover and are there any loopholes that you should be aware of? Even more importantly, we reveal some tips on how to reduce your premiums.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan