It's generally not something people like to think about, but the fact is that many Australians are underinsured. Recent surveys indicate that up to 70% of Australian homes are underinsured. YMM examines why this is the case and what you can do about it. From home and contents insurance to lenders mortgage insurance and income protection - some or all of these will be applicable to you. What does each insurance option cover and are there any loopholes that you should be aware of? Even more importantly, we reveal some tips on how to reduce your premiums.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker