These federal grants are available in addition to state government grants and stamp duty incentives - so a homebuyer can now access up to $40,000 worth of government funding to help them achieve their dream.

Find out how your state stacks up in the latest issue of Your Mortgage magazine out on sale now.

It can be confusing to know whether to get a variable rate or fixed rate mortgage, and what features are important. That's why it's important to not only check the right rates, but make sure that you're getting the right features in your home loan. Get help choosing the right home loan