The unfortunate double whammy of two official rate rises in the second half of 2007, and moves by Australian banks to lift rates in both fixed and variable has undoubtedly rattled many homeowners.With more rate hikes on the horizon, Your Mortgage offers you a dozen things to do now to stay prepared and keep ahead of future rate rises.

In this month’s edition we give you top refinancing strategies, alongside an inspiring story of a homeowner who weathered sky-high interest rates up to 20% and managed to pay off his home loan with a single income.

If you’re looking to try your hand at investing in property Your Mortgage will show you how to invest with just $10,000 and our panel of experts share some proven strategies that will help your foray in the property market.

Our regular features include the Editor's Choice, state of the market and our loan comparison tables, where we compare over 1,900 mortgages. Make sure you get to your newsagent and pick up a copy of the February 2008 issue on sale now.

Whether you are looking to buy your first home, move home, refinance, or invest in property, a mortgage broker can help. Access loans from all the major lenders, get help with paperwork – plus there is no charge for this service. Get help from a local mortgage broker