The latest financial review by the Australian Prudential Regulation Authority has found the National Australia Bank (NAB) to be expanding its loan book faster than the other major banks.
 
NAB appears to be the front-runner these days as its loan book grew 0.7% in December, marking an annual growth rate of 7.2%. The figures are 1.2 times system growth rate.
 
ANZ Bank trails behind NAB with an expansion in line with overall system growth, while Macquarie Bank is having the fastest growth rate in home lending.
 
Macquarie is partnering with Yellow Brick Road - but the move is not enough to dethrone NAB and ANZ - as they hold only 1.6% of the mortgage market. 

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